ABSTRACT
Agricultural credit guarantee scheme fund was established to help farmers who have little or no collateral to get loans from commercial banks by CBN. It was the aim of this research work to find out if CBN has helped in developing cooperative activities in agricultural aspect through their giving of loan, grant, and other farm inputs.
Chapter one contained great discussion of the origin and existence of this scheme (ACGSF), it also went further to state the problems to be studied, research question scope and definition of terms.
A number of past and present literature review was examined by the researcher and all these highlighted in chapter two, chapter three dealt with the methodology for the study population and so on.
in Chapter four data gotten from the research surveyed was analyzed and interpreted. Also similar questions on both questionnaire were compared.
Finally the summary of these findings was that farmers need to be encouraged to get loan though the ensurement of CBN in the reduction of collateral and surety for guaranteeing loans, if banks and farmers/artisans would put the recommendation made in the study into use there would be increase and improvement in activities of agriculture and also continues growth and development in the agricultural sector.
TABLE OF CONTENTS
Title page
Approval page
Dedication
Acknowledgement
Abstract
Table of contents
CHAPTER ONE
1.0 introduction
1.1 Background of the study
1.2 Statement of the problem
1.3 Objective of the study
1.4 Research questions
1.5 Significance of the study
1.6 scope and limitation of the study
1.7 Definition of terms
References
CHAPTER TWO
2.0 literature review
2.1 Agricultural/credit,
2.2 Establishment of ACGSF.
2.3 Purpose of the scheme (ACGSF)
2.4 objectives of the study
2.5 Importance of the credit to Nigerian agriculture
2.5.1 Agricultural financing in Nigeria
2.5.2 Overview of agricultural credit purveyance in Nigeria
2.6 Features of the agricultural credit guarantee scheme fund
2.6.0 Procedure for operating ACGSF
2.6.1 Agriculture/enterprise for which guarantee can be issued under the fund
2.6.2 Loan duration and loan limits under the scheme
2.7 New intiatives/models for improved lending under the ACGSF
2.8 loan conditions
2.8.1 participation of community banks under the ACGSF
CHAPTER THREE
3.0 Research design and methodology
3.1 Area of study
3.2 Population of the study
3.3 Sample size
3.4 Instrument for data collection
3.5 Description of data
3.6 Data analysis
CHAPTER FOUR
4.1 Presentation of data analysis and interpretation
4.2 Demographic characteristics of respondents in tabular presentation and descriptive analysis
4.3 Remarks of findings
CHAPTER FIVE
5.1 Summary, recommendation and conclusion
5.2 Recommendation
5.3 Conclusion
Bibliography
Appendix
